CGTMSE Credit Guarantee for Micro & Small Enterprises
Collateral-free bank loans up to ₹5 crore backed by a government guarantee.
LOANCentralMinistry of MSME / SIDBI
Target group
Micro and small enterprises that lack collateral or a guarantor.
Benefits
- No collateral or third-party guarantee
- Guarantee cover up to 85% for small loans
- Works with most banks and NBFCs
Eligibility
- Udyam-registered micro or small enterprise
- New or existing unit
- Loan sanctioned by a member lending institution
Official website dekhein
Rules badal sakte hain. Apply karne se pehle official website par details verify karein. Last reviewed by our team on 2026-09-06.